World Class
Product Policy Suite
Fire & General Accident Insurance
- Fire & Special Perils Insurance
- Consequential Loss Insurance
- Combined Householder & House Owner Comprehensive Insurance
- All Risks Insurance
- Burglary Insurance
- Money Insurance
- Fidelity Guarantee Insurance
- Motor Insurance
- Goods-in-Transit Insurance
- Contractors All Risks Insurance
Engineering Insurance
- Plant All Risks Insurance
- Machinery Breakdown Insurance
- Boiler Explosion Insurance
- Computer/Electronic Equipment Insurance
Liability Insurance
- Product Liability Insurance
- Public Liability Insurance
- Professional Indemnity Insurance
- Bonds (e.g., Bid Bonds, Performance Bonds, Advance Payment Bonds)
Insurance of persons
- Workmen’s Compensation Insurance
- Group Personal Accident Insurance
- Staff Retirement Benefit Schemes / Pensions
- Life Assurance
Miscellaneous Insurance
- Agricultural Insurance
- Oil & Gas (Energy) Insurance
- Aviation Insurance
- Marine Insurance (Hull & Cargo)
- Other Specialized or Emerging Insurance Classes
Product Description
Material Damage (Fire) Insurance
Covers physical loss or damage to insured property caused by fire, lightning, explosion, aircraft impact, storm, flood, riot, malicious damage, earthquake, and related perils.
Burglary/Housebreaking Insurance
Provides cover for loss or damage to insured property due to forcible entry, burglary, housebreaking, or armed robbery.
Electronic Equipment Insurance (All Risks)
Protects against accidental damage or breakdown of computers, servers, and electronic devices, including media loss and increased operational costs.
Public Liability with Product Extension
Protects the insured against legal liability for injury to third parties or damage to their property arising from negligence, product defects, or operational hazards.
Group Life Insurance
Provides a lump-sum benefit to the dependents of deceased employees, in line with the Pension Reform Act (minimum of 3x annual salary).
Houseowner/Householder Insurance
Protects buildings and household contents against fire, theft, and third-party liabilities. Includes medical expenses and personal accident cover for family members.
Comprehensive Accident Benefit Scheme
A 24-hour global cover for employees, combining Group Personal Accident and Workmen’s Compensation. Provides compensation for death, disability, medical expenses, and temporary income loss.
Motor Comprehensive Insurance
Covers insured vehicles against accidental damage, fire, theft, and third-party liability for property damage or bodily injury
Money Insurance
Protects against the loss of money in transit or held in safes, strong rooms, or on premises — whether owned or held in trust.
Marine Cargo Insurance
Covers goods in transit by sea, air, or land:
- Clause A: Covers total and partial losses, including water damage.
- Clause C: Covers total loss and major perils; excludes minor water damage.
Plant All Risks & Machinery Breakdown Insurance
Covers loss or damage to industrial equipment (generators, lifts, chillers, etc.) from accidents, breakdown, fire, theft, or other operational risks.
Fidelity Guarantee Insurance
Covers direct financial loss caused by dishonest or fraudulent acts of employees responsible for cash, stock, or accounting functions.
Miscellaneous Insurance (Business Interruption)
Covers financial losses due to disruption in business activities following insured material damage. Includes loss of profit, staff wages, and auditor’s fees.
We maintain a reliable Customer Relationship Management (CRM) system that supports seamless client engagement and service delivery.
Frequently
Asked
Questions
Who exactly are insurance brokers, and how do you differ from insurance companies?
Insurance brokers are like middlemen who work for you, not the insurance company. We don’t sell our own insurance — instead, we help you find the best cover from different insurance companies, compare prices, explain the fine print, and make sure you get value for your money. Think of us as your personal insurance adviser, while insurance companies are the ones that actually provide and pay for the cover.
If I already have an insurance provider, why would I need a broker like Multiline?
Think of us like having a lawyer in your corner — but for insurance. We don’t replace your insurance company; we make them work better for you. We check if you’re overpaying, help you find better cover, and fight for you when it’s time to make claims. Best part? It costs you nothing extra. With us, it’s all gain, no loss.
Is your role as a broker recognized and supported by Nigerian insurance law?
Yes, absolutely. Insurance brokers in Nigeria are fully recognized under the Insurance Act 2003 (Sections 38–41) and are licensed and regulated by the National Insurance Commission (NAICOM). This means our work—helping clients get the best cover, negotiate claims, and represent their interests—is 100% backed by law.
We currently work with another broker — what additional value can Multiline offer?
Insurance law in Nigeria allows you to appoint more than one broker. This can actually work in your favour. Your existing broker may already handle your main policies, while Multiline can focus on specific areas—like reviewing your current policies for hidden gaps, benchmarking your premiums against industry standards, or sourcing cover from insurers your current broker may not be working with. In simple terms, having Multiline alongside your broker means an extra layer of expertise and protection, without extra cost to you.
Can Multiline handle large-scale insurance portfolios and high-volume risk placements?
Yes, we can. Multiline currently manages insurance portfolios worth over ₦3 billion. We have successfully handled cover for top institutions like the Central Bank of Nigeria (CBN), as well as major cargo, logistics, and corporate clients. This shows we have both the size and experience to manage large, complex risks and still give personal attention to each client.